News: Jesse from Apex Crypto Insights has raised theories regarding the potential suppression of XRP's price. He argues that while Bitcoin has seen massive growth, XRP has traded sideways for years despite its underlying utility. Jesse connects Ripple's Interledger Protocol to the concept of an 'Internet of Value' and points to documentation from Citibank and the Bank for International Settlements (BIS) regarding 'Regulated Liability Networks' and 'unified ledgers.' He suggests these institutional frameworks aim to replace traditional correspondent banking and could align with XRP's role as a settlement layer.
AI Analysis: The core of this argument rests on the idea that institutional adoption of a settlement asset requires low volatility. If major financial entities intend to use XRP as a foundational layer for global value transfer, they may prefer a controlled price environment over the high volatility typical of the broader crypto market.